Built for the self-employed

Accounting Software for the Self-Employed

AI accounting software for self-employed Canadians. Bookkeeping, invoicing, and GST/HST e-filing, handled for you.

4.8 on Capterra CRA-certified Trusted by 3,000+ entrepreneurs
30 days free · Cancel anytime · Built by CPAs

Self-employed accounting, minus the data entry

Your books, current every morning

Bank transactions import daily through Plaid and the AI Bookkeeper categorizes each one automatically, so keeping your books current stops costing you evenings.

Client payment
Imported · Today
+$1,120
Bank deposit
Categorized
+$640
Sorted by the AI Bookkeeper

Business and personal, kept straight

Connected accounts keep the business picture in one place, and receipts dropped into the Smart Shoebox are matched to the right transaction automatically.

Receipt · Smart Shoebox
Forwarded by email
Software subscription
Matched · documented
-$29

GST/HST, handled from the app

ReInvestWealth generates your GST/HST returns automatically and e-files GST, HST, and QST from the app. We're CRA-certified for quick e-filing.

GST/HST Return
Q2 2026 · Ready to file
Accepted by CRA

Working for yourself takes different shapes. If yours is client-project work, see accounting software for freelancers or accounting software for consultants. If it is an audience or a sport, see accounting for content creators and accounting for athletes.

Six Simple Steps

Get set up in minutes and never worry about accounting again.

Pricing

One Price. One Plan.

Get Started For Free

30 days free · Cancel anytime

$39 CAD/mo

One plan. One tier.

  • Unlimited Bank Connections
  • Unlimited Currencies
  • Unlimited Receipt Uploads
  • Automatic Receipt Matching
  • AI Bookkeeper (Trained by CPAs)
  • Unlimited GST, HST, QST e-Filing
  • Unlimited Invoicing (Stripe)
  • Real-Time Financial Reports
  • Email Receipt Forwarding
  • Custom Automation Rules
  • Project & Client Tags
  • Bank Statement Uploads
  • Invite Your Accountant
  • Full Audit Trail
  • Accountant-Ready Exports
  • Free Done-for-You Migration
  • Mobile App
Powerful accounting software

Master your business finances

Unlimited bank connections and automations that get smarter.

Unlimited connections

Connect every business bank account and credit card. Transactions import automatically so your books are always current.

Automation formulas

Never categorize the same expense twice. Teach the software your preferences once and matching transactions handle themselves from then on, even retroactively.

Real-time analytics

Catch write-offs and tax credits you'd otherwise miss, with advice grounded in your actual cash flow and performance.

Tax estimate & tracking

Plan for tax season with an income tax estimator, and track GST/HST on your transactions automatically. No surprises.

Easy migration

Switch to ReInvestWealth in minutes, not weeks

Already keeping your books somewhere else? We handle the switch from your current software.

10 minof your time required
1 dayfor most migrations
100%of your data carried over
Start Accounting For Free

Free migration with an annual plan

Reliable, growing finances illustration
Trusted by Canadian businesses

Loved by founders, backed by CPAs

ReInvestWealth 5-star reviews on Capterra, Software Advice and GetApp
FAQ

Questions, answered

How does ReInvestWealth keep self-employed books current?

When you work for yourself, bookkeeping is the job nobody pays you for. ReInvestWealth connects your business bank accounts through Plaid and imports transactions every day, and the AI Bookkeeper, trained on CPA-level categorization logic, sorts each one automatically. The routine work of keeping books current stops costing you evenings, and the vendors you see every month can be locked to the right category with Automation Formulas.

How does ReInvestWealth keep business and personal finances straight?

Self-employed finances blur fast. Connecting your business accounts keeps the business picture in one place, cash income or expenses can be added manually with Add Transaction, and receipts dropped into the Smart Shoebox (or forwarded to your business's secure email inbox) are matched to the right transaction automatically. When T2125 season arrives, your income and expenses are already categorized.

How does GST/HST e-filing work for the self-employed?

Self-employed Canadians who pass the $30,000 small-supplier threshold take on GST/HST filings. ReInvestWealth is the only accounting software with GST/HST e-filing: it generates your returns automatically and e-files GST, HST, and QST directly from the app. And when income tax comes due, you can view do it yourself and done for you filing options right inside ReInvestWealth, or book a CPA consultation.

Is ReInvestWealth good for self-employed individuals?

Yes. It was built for people who run their own business without a finance team: transactions import daily and are categorized by the AI Bookkeeper, receipts are matched by the Smart Shoebox, invoicing is built in, and a CPA consultation is available inside the app when you want professional judgment.

Does it help with my T2125?

Your self-employment income and expenses are categorized all year, so the numbers behind form T2125 are organized before tax season starts. Inside ReInvestWealth you can view do it yourself and done for you income tax filing options, or book a CPA consultation.

Can I record cash income and expenses?

Yes. Use Add Transaction to record cash activity manually. Manual entries flow through the same categorization system as imported transactions, so they appear in your reports alongside everything else.

I am behind on my books. Can I catch up?

Yes. Connect your accounts through Plaid for daily imports going forward, and upload PDF bank statements to backfill your history. The AI categorizes the backlog the same way it handles new transactions, so catching up does not mean weeks of data entry.

Is ReInvestWealth free to try?

Yes. Every plan starts with a 30-day free trial and you can cancel anytime. ReInvestWealth was built by CPAs to automate your books, so you can connect your accounts and see the AI work before you pay anything.

How does the AI bookkeeping actually work?

Connect your business bank accounts through Plaid (or upload your statements) and the AI Bookkeeper categorizes every transaction automatically, keeping your books current without manual data entry. It is trained on CPA-level categorization logic, and our CPAs review feedback and corrections to keep improving it. For vendors you see repeatedly, an Automation Formula locks in the same category every time.

How is my financial data kept private and secure?

Security is built into every layer of ReInvestWealth. All of your data is encrypted before it is stored and decrypted only when an authorized user of your business accesses it. Everything is hosted in secure Google Cloud data centers, and Google Sign-In adds another layer of protection against unauthorized access without you having to manage yet another password.

Which bank accounts can I connect?

You can securely connect your business bank accounts through Plaid, and transactions import automatically every day. If your bank is not supported by Plaid, you can upload PDF bank statements instead and backfill your history. All credentials and data are encrypted.

Can I manage receipts and expenses?

Yes, through the Smart Shoebox. Drag and drop your receipts, or forward them to your business's secure email inbox, and the AI reads each one and matches it to the right bank transaction automatically. Matched receipts make your categorization even more accurate.

Can I send invoices and get paid through ReInvestWealth?

Yes. You can create and send professional invoices directly from ReInvestWealth, with or without Stripe. Connect Stripe to collect credit card and direct-debit payments online and have paid invoices reconciled and marked paid automatically.

Do I still need an accountant or bookkeeper?

The AI Bookkeeper takes over the routine work of categorizing, reconciling, and keeping your books current, so many owners run day to day without a bookkeeper. When you want professional judgment, you can book a CPA consultation right inside ReInvestWealth.

Can I switch from QuickBooks or another accounting tool?

Yes. Already keeping your books somewhere else? We handle the switch from your current software. You can upload past bank statements to backfill your history, and the system reconciles existing transactions so nothing is duplicated.

Can my team or accountant access my books?

Yes. From your business settings you can invite team members or your accountant, manage what each person can access, and revoke access at any time. You stay in control of who can view and manage your financial data.

Does ReInvestWealth handle GST/HST filing?

Yes, for businesses located in Canada. ReInvestWealth is the only accounting software with GST/HST e-filing. Add your tax account in your profile and the software automatically generates your returns going forward, e-filing GST, HST, and QST directly from the app. You are notified by email each time a return is ready to file.

Spend your time growing, not bookkeeping.

Join 3,000+ Canadian entrepreneurs who let ReInvestWealth handle the books.

30-day free trial · Cancel anytime