Built for freelancers

Accounting Software for Freelancers

AI accounting software for freelancers based in Canada. Invoicing, receipt matching, and GST/HST e-filing, handled for you.

4.8 on Capterra CRA-certified Trusted by 3,000+ entrepreneurs
30 days free · Cancel anytime · Built by CPAs

Freelance books that run themselves

Income from everywhere, books in one place

Platform payouts, client transfers, and every other deposit import daily, and the AI Bookkeeper categorizes each one automatically.

Platform payout
Imported · Today
+$1,240
Client transfer
Categorized
+$800
Sorted by the AI Bookkeeper

Invoice, get paid, reconciled

Send professional invoices, collect card or direct debit payments through Stripe, and watch each payment reconcile and flip the invoice to paid on its own.

Invoice #041
Sent to client
$1,850
Payment received
Reconciled · marked paid
$1,850

GST/HST for freelancers, e-filed

ReInvestWealth generates your returns automatically and e-files GST, HST, and QST right from the app. We're CRA-certified for quick e-filing.

GST/HST Return
Q2 2026 · Ready to file
Accepted by CRA

Freelancing is one flavor of working for yourself. If your work looks more like ongoing client engagements, see accounting software for consultants, or the broader self-employed accounting software page. Earning most of it from an audience? See accounting for content creators.

Six Simple Steps

Get set up in minutes and never worry about accounting again.

Pricing

One Price. One Plan.

Get Started For Free

30 days free · Cancel anytime

$39 CAD/mo

One plan. One tier.

  • Unlimited Bank Connections
  • Unlimited Currencies
  • Unlimited Receipt Uploads
  • Automatic Receipt Matching
  • AI Bookkeeper (Trained by CPAs)
  • Unlimited GST, HST, QST e-Filing
  • Unlimited Invoicing (Stripe)
  • Real-Time Financial Reports
  • Email Receipt Forwarding
  • Custom Automation Rules
  • Project & Client Tags
  • Bank Statement Uploads
  • Invite Your Accountant
  • Full Audit Trail
  • Accountant-Ready Exports
  • Free Done-for-You Migration
  • Mobile App
Powerful accounting software

Master your business finances

Unlimited bank connections and automations that get smarter.

Unlimited connections

Connect every business bank account and credit card. Transactions import automatically so your books are always current.

Automation formulas

Never categorize the same expense twice. Teach the software your preferences once and matching transactions handle themselves from then on, even retroactively.

Real-time analytics

Catch write-offs and tax credits you'd otherwise miss, with advice grounded in your actual cash flow and performance.

Tax estimate & tracking

Plan for tax season with an income tax estimator, and track GST/HST on your transactions automatically. No surprises.

Easy migration

Switch to ReInvestWealth in minutes, not weeks

Already keeping your books somewhere else? We handle the switch from your current software.

10 minof your time required
1 dayfor most migrations
100%of your data carried over
Start Accounting For Free

Free migration with an annual plan

Reliable, growing finances illustration
Trusted by Canadian businesses

Loved by founders, backed by CPAs

ReInvestWealth 5-star reviews on Capterra, Software Advice and GetApp
FAQ

Questions, answered

How does ReInvestWealth keep up with freelance income from multiple sources?

Freelance income rarely arrives from one tidy source. A platform payout here, a direct client transfer there, a deposit that lands three weeks after the work shipped. ReInvestWealth connects your business bank accounts through Plaid and imports every transaction daily, and the AI Bookkeeper, trained on CPA-level categorization logic, sorts each one automatically. Your books stay current while you stay billable.

How does invoicing and getting paid work?

Send professional invoices straight from ReInvestWealth. Connect Stripe and clients pay online by credit card or direct debit, the payment is reconciled into your books, the Stripe fee is recorded, and the invoice flips to paid on its own. Prefer to invoice without Stripe? Send by email and mark invoices paid as the transfers land.

How does GST/HST e-filing work for freelancers?

Once your freelance revenue passes the $30,000 small-supplier threshold, GST/HST registration and filings become part of the job. ReInvestWealth is the only accounting software with GST/HST e-filing: it generates your returns automatically and e-files GST, HST, and QST directly from the app. Unsure where you stand with registration? Book a CPA consultation right inside the app.

Is ReInvestWealth built for freelancers?

Yes. Freelance finances are many small income sources plus many small deductible expenses, and that is what the AI Bookkeeper automates: daily transaction imports, automatic categorization, receipt matching through the Smart Shoebox, and client invoicing from the same app.

Can clients pay my invoices online?

Yes. Connect Stripe and clients pay by credit card or direct debit. The payment is recorded in your books, the Stripe fee is booked, and the invoice is marked paid automatically. Without Stripe, you can email invoices and mark them paid manually.

Do freelancers need to charge GST/HST?

Generally, once your revenue passes the $30,000 small-supplier threshold you register and start charging GST/HST. ReInvestWealth generates your returns automatically and e-files GST, HST, and QST from the app, and you can book a CPA consultation inside ReInvestWealth to talk through registration for your situation.

Can I record cash income?

Yes. Use Add Transaction to record cash income or expenses manually. Manual entries join the same categorization system as imported transactions, so cash work shows up in your reports like everything else.

Is ReInvestWealth free to try?

Yes. Every plan starts with a 30-day free trial and you can cancel anytime. ReInvestWealth was built by CPAs to automate your books, so you can connect your accounts and see the AI work before you pay anything.

How does the AI bookkeeping actually work?

Connect your business bank accounts through Plaid (or upload your statements) and the AI Bookkeeper categorizes every transaction automatically, keeping your books current without manual data entry. It is trained on CPA-level categorization logic, and our CPAs review feedback and corrections to keep improving it. For vendors you see repeatedly, an Automation Formula locks in the same category every time.

How is my financial data kept private and secure?

Security is built into every layer of ReInvestWealth. All of your data is encrypted before it is stored and decrypted only when an authorized user of your business accesses it. Everything is hosted in secure Google Cloud data centers, and Google Sign-In adds another layer of protection against unauthorized access without you having to manage yet another password.

Which bank accounts can I connect?

You can securely connect your business bank accounts through Plaid, and transactions import automatically every day. If your bank is not supported by Plaid, you can upload PDF bank statements instead and backfill your history. All credentials and data are encrypted.

Can I manage receipts and expenses?

Yes, through the Smart Shoebox. Drag and drop your receipts, or forward them to your business's secure email inbox, and the AI reads each one and matches it to the right bank transaction automatically. Matched receipts make your categorization even more accurate.

Can I send invoices and get paid through ReInvestWealth?

Yes. You can create and send professional invoices directly from ReInvestWealth, with or without Stripe. Connect Stripe to collect credit card and direct-debit payments online and have paid invoices reconciled and marked paid automatically.

Do I still need an accountant or bookkeeper?

The AI Bookkeeper takes over the routine work of categorizing, reconciling, and keeping your books current, so many owners run day to day without a bookkeeper. When you want professional judgment, you can book a CPA consultation right inside ReInvestWealth.

Can I switch from QuickBooks or another accounting tool?

Yes. Already keeping your books somewhere else? We handle the switch from your current software. You can upload past bank statements to backfill your history, and the system reconciles existing transactions so nothing is duplicated.

Can my team or accountant access my books?

Yes. From your business settings you can invite team members or your accountant, manage what each person can access, and revoke access at any time. You stay in control of who can view and manage your financial data.

Does ReInvestWealth handle GST/HST filing?

Yes, for businesses located in Canada. ReInvestWealth is the only accounting software with GST/HST e-filing. Add your tax account in your profile and the software automatically generates your returns going forward, e-filing GST, HST, and QST directly from the app. You are notified by email each time a return is ready to file.

Spend your time growing, not bookkeeping.

Join 3,000+ Canadian entrepreneurs who let ReInvestWealth handle the books.

30-day free trial · Cancel anytime