.hero.hero--cobranded{min-height:0;padding-bottom:56px}.hero.hero--cobranded .hero-cobranded-cta{margin-bottom:0}@media (max-width:768px){.hero.hero--cobranded{padding-bottom:40px}}.refer-section{padding:80px 0}.refer-section--alt{background:var(--color-lavender-bg)}.refer-trust{border-bottom:1px solid #e8e8ee;padding:28px 0}.refer-trust-list{flex-wrap:wrap;justify-content:center;align-items:center;gap:12px 32px;margin:0;padding:0;list-style:none;display:flex}.refer-trust-list li{font-family:var(--font-heading);color:var(--color-heading);font-size:16px;font-weight:700;position:relative}.refer-trust-list li:not(:last-child):after{content:"";background:#c9cde0;width:1px;height:16px;position:absolute;top:50%;right:-16px;transform:translateY(-50%)}.refer-steps{grid-template-columns:repeat(3,1fr);gap:24px;margin-top:8px;padding:0;list-style:none;display:grid}.refer-step{text-align:center;background:#fff;border-radius:16px;padding:40px 28px 32px;position:relative}.refer-step-num{background:var(--color-primary-btn);color:#fff;width:40px;height:40px;font-family:var(--font-heading);border-radius:50%;justify-content:center;align-items:center;font-size:18px;font-weight:700;display:flex;position:absolute;top:-20px;left:50%;transform:translate(-50%)}.refer-step-points{background:var(--color-card-bg);color:var(--color-primary-btn);font-family:var(--font-heading);border-radius:50px;margin-bottom:14px;padding:5px 14px;font-size:15px;font-weight:700;display:inline-block}.refer-step-title{font-family:var(--font-heading);color:var(--color-heading);margin-bottom:10px;font-size:22px;font-weight:700}.refer-step-body{font-family:var(--font-body);color:var(--color-body);font-size:16px;line-height:1.6}.refer-rewards{grid-template-columns:repeat(3,1fr);gap:24px;max-width:880px;margin:8px auto 0;padding:0;list-style:none;display:grid}.refer-reward{background:var(--color-card-bg);text-align:center;border-radius:16px;flex-direction:column;display:flex;overflow:hidden}.refer-reward-media{position:relative}.refer-reward-img{aspect-ratio:7/5;object-fit:cover;width:100%;display:block}.refer-reward-badge{font-family:var(--font-heading);letter-spacing:.02em;color:#fff;border-radius:50px;padding:5px 12px;font-size:12px;font-weight:700;display:inline-block;position:absolute;top:14px;left:14px}.refer-reward-badge--reward{background:var(--color-primary-btn)}.refer-reward-badge--contest{background:var(--color-nav-btn)}.refer-reward-name{font-family:var(--font-heading);color:var(--color-heading);flex:1;padding:20px 18px 14px;font-size:18px;font-weight:700}.refer-reward-cta{margin:0 18px 20px}.refer-closing{text-align:center}@media (max-width:768px){.refer-section{padding:56px 0}.refer-steps{grid-template-columns:1fr;gap:40px;margin-top:28px}.refer-rewards{grid-template-columns:1fr;gap:16px;max-width:400px}.refer-trust-list li:not(:last-child):after{display:none}}@media (max-width:480px){.refer-rewards{max-width:360px}}